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Midland X Fusion Bank offers "Rent Now Pay Later", two months payment holiday with APR as low as 1.63%!



Midland X Fusion Bank offers "Rent Now Pay Later", two months payment holiday with APR as low as 1.63%1!

Just use Fusion Bank's flexible revolving loan to prepay the annual rent plus deposit, tenant can confirm the credit limit to secure a rental budget before you start looking for your rental property, then immediately withdraw and confirm the rent by making annual rent prepayment to the landlord in order to enjoy the 1st 3 months of $0 expense, which means the monthly repayment will only start 3 months after drawdown, and to be repaid up to 60 months. This significantly reduces the financial burden when moving into the new home, while facilitates the tenant to increase the bargaining power to negotiate for rental discounts to the extend that a month of rent can be saved2 even including the loan interest payment! The landlord can also avoid the risk of rent arrears in the first year, save the trouble of monthly rent collection, and earn and interest of up to 4.5%3 by depositing the lump sum rent into Fusion Bank as term deposit. All together, both tenant and landlord become smarter and achieve a "win-win", thereby responding to the increasing demand of customers in the leasing market and providing a better rental experience.

Offer quota is limited!

Redemption method:

Visit http://bit.ly/3Or1npc to secure the quota and follow the instructions to open an account with your mobile phone and apply to avoid missing out!

Terms and conditions of Fusion Bank apply. For details, please check out Fusion Bank's website: www.fusionbank.com. The above is a credit product "Personal Loan Credit Line". To borrow or not to borrow? Borrow only if you can repay! The company is not responsible for any matters related to the above-mentioned offers, related products and services between you and Fusion Bank. In case of any dispute, the company and Fusion Bank reserve the right of final decision.

Terms & Conditions:
Terms and Conditions:
  1. Taking tenor of 12 months with a loan amount of HKD800,000 as example, the Annualised Percentage Rates (hereinafter referred to as "APR", calculated according to the relevant guidelines of the Hong Kong Association of Banks, and rounded to two decimal places) is as low as 1.63% (55% daily interest rate discount included together with the 2 months payment holiday) or 4.77% (excluded interest rate discount and 2 months payment holiday). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. There are no fees or charges for "Personal Loan Credit Line".
  2. The final savings depend on the discounts that individual landlord is willing to offer. The tenancy arrangement and agreement between the landlord and the tenant are not related to Fusion Bank and Fusion Bank does not undertake any obligation, responsibility or liability.
  3. Taking 23 November 2022 as an example, the annual interest rate of HKD 6-month time deposit reached 4.5%. The relevant annual interest rate may be adjusted from time to time and the effective annual interest rate available to customers is subject to the display on the Fusion Bank website www.fusionbank.com on the date of placing the time deposit.
  4. The company is not responsible for any matters related to the above-mentioned offers, related products and services between Participants and the participating merchants.
  5. This offer is not transferable, exchangeable for cash or other products, and cannot be used in conjunction with other offers.
  6. Midland Property and Fusion Bank reserves the right to amend the above terms and conditions without notice.
  7. In case of any disputes, Midland Property and Fusion Bank reserves the right of final decision.